Designed to provide financial assistance to low-income individuals and families, the Supplemental Nutrition Assistance Program (SNAP), also known as food stamps, is a cornerstone of the United States’ social safety net. To ensure the program’s integrity and prevent fraud, various eligibility criteria must be met, including income and asset limits. One aspect of this eligibility determination is the review of an applicant’s financial records, including bank account information.
Authorized by the Personal Responsibility and Work Opportunity Reconciliation Act of 1996, SNAP is a federally funded program administered by the U.S. Department of Agriculture’s Food and Nutrition Service (FNS). The program provides monthly benefits to eligible households to purchase food from authorized retailers. To qualify, applicants must meet specific income and resource limits, which vary based on household size and composition. As part of the eligibility process, SNAP caseworkers may request bank statements or other financial documentation to verify an applicant’s income and assets.